Frequently Asked Questions

Yes, our comparison tool is completely free to use. There are no fees for browsing plans, getting quotes, or even if you decide to enroll through our platform. We're committed to providing transparent, no-cost access to health insurance information.

Our cost estimates are based on the latest rates directly from insurance providers and are updated regularly. However, final premiums may vary based on your detailed health information, exact location, and the specific plan features you select. We always recommend confirming final costs with the insurance provider before enrollment.

Absolutely! Our licensed insurance agents are available to help guide you through the enrollment process. Once you've selected a plan, we can assist with completing your application, understanding your coverage, and ensuring you meet all enrollment deadlines. This service is also completely free.

You can still use our tool to evaluate whether switching plans might save you money or provide better coverage. We'll help you compare your current plan with available alternatives, considering factors like premium costs, deductibles, provider networks, and covered benefits. This can help you make informed decisions during open enrollment periods.

We receive compensation from insurance companies when you enroll in a plan through our platform. This doesn't affect the cost of your plan or our recommendations—we're committed to showing you all available options and helping you find the best fit for your needs, regardless of compensation levels.

We compare individual and family plans, short-term health insurance, Medicare Advantage and Supplement plans, and we can provide information about employer-sponsored plans. Our platform covers all major insurance providers and plan types available in your area.

Most users can see plan options and pricing within 2-3 minutes of entering their basic information. For more detailed quotes or specialized coverage needs, our licensed agents can provide personalized recommendations within 24 hours.

No, we do not sell your personal information to third parties. We only share your information with insurance providers when you specifically request quotes or choose to enroll in a plan. Your privacy and data security are our top priorities.

Under the Affordable Care Act, insurance companies cannot deny coverage or charge higher premiums based on pre-existing conditions for ACA-compliant plans. Our comparison tool includes all ACA-compliant options, and our agents can help you understand your coverage rights and options.

Plan changes are typically allowed during open enrollment periods (usually November through January) or after qualifying life events such as marriage, having a baby, or losing other health coverage. Our agents can help you understand when you're eligible to make changes and guide you through the process.